95% MORTGAGES CONFIRMED

95% MORTGAGES CONFIRMED

Roper James News Flash! Following today’s Budget announcement from the Chancellor, the government will now be offering mortgage guarantees to lenders enabling them to offer 95% mortgages meaning some buyers will only need a 5% deposit. Confirmed lenders so far include Lloyds, Santander, NatWest and HSBC.

On stamp duty, the stamp duty holiday up to £500,000 is now in place until 30th June. Further to this there will then be a holiday for transactions where the threshold will be £250,000 for stamp duty to kick in which will last until the end of September. Stamp duty will then return to its normal structure from October the 1st 2021.

This is all amazing news for the property market so if you’re considering selling your home please get in touch on 01752 546 448.

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